Refinancing

Individualized Refinancing Options

At SkyBlue Residential Lending, we offer a wide array of refinancing solutions. We’ll help you find the refinancing tool that is best suited to your needs and lifestyle, while staying focused on market trends and how they might affect your long range situation.

Money When You Need it

Refinancing can significantly decrease your monthly loan payments and potentially save you thousands of dollars while you pay for your house. Refinancing isn’t just an option for people who plan to spend the next twenty years in a house. If you plan to move, a Hybrid Mortgage (which combines fixed and variable rates on a set timetable) allows you to take advantage of a low locked-in mortgage rate now, with the anticipation that you will be moving before the variable rate takes effect. Refinancing can also provide more payment flexibility. For example, if you chose an Option Adjustable Rage Mortgage, you have the option of paying an amount that best suits your monthly financial situation. We can help you take advantage of the great variety of refinancing options available.

Switching from an Adjustable Rate to a Fixed Rate Mortgage

Many of our clients with and adjustable rate loan are interested in refinancing not to lower payments, but instead to lock into a fixed mortgage rate. If you are concerned that mortgage rates are headed higher, now may be the time to refinance your adjustable rate mortgage.

Fast, Hassle-free Lending Solutions

Whatever your particular situation, we’ll work with you to meet your refinancing needs. To help you begin, we've created What You Need to Refinance Checklists to let you know what information you'll need to refinance a loan.  Give us a call at 1.866.733.7305. An expert loan consultant will be there to answer your questions in person from 9 a.m. to 7 p.m. (EST) Monday-Friday.