Bad Credit Mortgages

Bad credit? That’s not a problem.

At SkyBlue Residential Lending, we focus on the issues of potential homeowners saddled with bad credit. If your loan application has been denied because of bad credit, you might be wondering what went wrong. Perhaps you just went to the wrong lender…

How Credit Affects Loan Application

It all starts with the credit score on your consumer credit report. If you have a score of less than 620, you have “bad credit”. But a mortgage lender is not prohibited from loaning money to individuals with “bad credit”. It is that simple. At SkyBlue Residential, we find ways to loan money to individuals with “bad credit”.

The SkyBlue Residential Way

If you have been labeled with “bad credit”, we’ll look beyond the credit report. When deciding whether to approve a loan, we primarily consider:

• Your ability to repay the loan, and
• Your willingness to repay the loan

We approach every loan application on an individual basis. We'll look at all of your circumstances before making a decision, so your stronger points can outweigh your weaker ones. Remember, we want to assist as many buyers as possible; so we'll do our best to review all aspects of your application before making our decision.

Fast, Hassle-free Lending Solutions

Whether it's a first mortgage or debt consolidation, we are here to provide solutions. Good credit, bad credit or no credit we’ll do our best to find you an optimal solution. Apply today - and we’ll have answers for you within 24 hours. Or, give us a call at 1.866.733.7305. An expert “bad credit” loan consultant will be there to answer your questions in person from 9 a.m. to 7 p.m. (EST) Monday-Friday.