The following is a list of the information we'll need to begin processing your refinance. If you have questions about anything on the list, please contact us.

You will need the following information for the borrower and any co-borrower(s):

Loan Information

• Purpose of your refinance (change in rate-no cash out, cash out/other, home improvement, debt consolidation, change in loan type-no cash out)
• Amount you would like to borrow
• Current estimated value of the property

Property Information

• Type of property (single family, condo, land, etc.)
• Use of property (primary residence, second residence, etc.)
• Address of the property

Personal Information

• Legal name of borrower and any co-borrower(s)
• Social Security number(s)
• Years completed in school
• Marital status
• Address of current primary residence (if at current residence less than two years, provide previous address)
• Number of dependents and birth date for each dependent
• Employment information (employer, job title, employer's address, and tenure for the past two years)

Income Information

• All sources and amounts of monthly income (borrower and co-borrower(s): salary, overtime, bonuses, commission, dividends, interest, retirement, and any other source of income you'd like for us to consider for repayment of your loan
• Current expenses - housing, alimony, child support and other balance(s) owed)
• Real estate assets owned: property address, market value, outstanding liens, rental income, and mortgage payments
• Other assets, bank and financial institution accounts: bank/institution name(s), account type(s), and balance(s); value of bonds, stocks, life insurance policies, and retirement funds.

Once you've gathered all the above information, you're ready to complete our online loan application. After you've applied, we will contact you to discuss the status of your application, and let you know when we have finished processing your application.We will also let you know if there is any additional information I need to process your loan.